New: Medical tourism, top 5 accredited hospitals per procedure →

The Only Cost Intelligence Platform a Self-Funded Employer Will Ever Need

At TruePrice Care, we provide the industry’s only comprehensive, end-to-end healthcare navigation platform engineered to deliver maximum cost savings for your business and a superior care experience for your workforce. We don’t just offer a single feature; we manage the entire healthcare journey from initial data to final outcome.

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What we do

One AI. Six Engines.

Our unified solution replaces point solutions by combining 6 core pillars into one seamless experience.

01

Data Parsing & Data Science

We normalize over 17 million prices in Texas alone so Ruth can analyze your data upfront to uncover hidden inefficiencies and target immediate savings opportunities.

02

Smart Member Steering

Ruth proactively guides employees away from high-cost options and steers them toward high-value medical solutions.

Navigation →
03

Universal Search Engine

Members gain access to a full-market search, including transparent cash-pay pricing and vetted medical tourism alternatives.

04

Proactive Triage & Coaching

Expert clinical coaching and triage ensure employees get the right level of care at the right time.

05

Price Shopping & Optimization

Ruth handles the price-shopping friction, securing the lowest possible cost for procedures before care is delivered.

06

Compliance, Measurement & Insights

Ruth handles industry compliance seamlessly while providing you with rigorous analytics to measure your program success and ROI.

Plan intelligence →
01 · Data science

The data

The Transparency in Coverage rule has produced data that is scattered, inconsistent and incomplete, published in a machine-readable format. Payer names don't match. Ghost rates distort the averages.

17.5MRates in Texas alone
163Different spellings of the same payer, matched into one

Network rates

Every major payer's Transparency in Coverage file, parsed to the CPT code.

Accuracy

Ghost rates filtered by NPI, taxonomy and Medicare volume.

Quality

CMS infection, readmission and volume data for every facility.

Member tracking

Each procedure is priced to account for the deductible and out-of-pocket max.

While other vendors stop at raw data parsing or standalone chatbots, TPC unifies transparency, steering, literacy, and plan intelligence into a single engine with Ruth AI.

The same knee replacement, priced across Texas.

Every figure below is a real published rate for one operation. Watch Ruth sort them.

69published rates for one knee replacement, $8,006 to $68,667

69 published rates for CPT 27447 in Texas. *Estimate: BCBS Texas facility rate + orthopedic surgeon rate + anesthesia. Cash and tourism prices are published all-in packages.

03 · Promote literacy

Making Better Decisions Through Benefit Clarity

When employees understand their options, they make better choices. It is a direct correlation. In healthcare, confusion is expensive—leading to wasted claims fund dollars: an ER visit for a minor problem, an out-of-network bill, a skipped preventive exam.

TruePrice Care supplies definitions, prices and guidance at each decision.

Why Literacy Matters

54% Do Not Know What Their Coverage Includes

54% of employed Americans do not know the full scope of what their health insurance offers them, and 53% do not feel they get the full value of it.

Justworks Health Insurance Knowledge Snapshot, The Harris Poll, 2022

14% Know the Four Basic Terms

Of adults with employer coverage, 14% correctly defined all four of deductible, copay, coinsurance and out-of-pocket maximum.

Loewenstein et al., Carnegie Mellon, Journal of Health Economics, 2013

20% Feel Confident Using Their Coverage

20% of U.S. adults say they have high health insurance literacy and feel confident in their knowledge to access care.

Cigna Healthcare

How We Build Health-Literate Teams

The Impact of a Single Definition

What happens when an employee learns the difference between a hospital estimate and a transparent bundle?

Without Literacy

An employee searches for “knee surgery,” sees a vague hospital estimate, and schedules it—resulting in four separate bills over 12 months totaling $46,000+.

$46,000+
With Literacy

The app flags the term, explains how a bundle works, and guides them to an independent center. The employee pays a single all-inclusive price of $21,500.

$21,500

Literacy for Your Workforce

Low literacy raises claims cost. Equip your team with the data, definitions, and real-time guidance that drive high-quality, low-cost decisions.

Get my custom savings assessment Access Our Healthcare Literacy White Papers
04 · Plan intelligence

Forecast the total cost of care

TruePrice delivers a 360-degree view of your claim experience. Ruth forecasts future trends from historical claims and real-time member behavior. This is a perspective a claims-only forecast cannot provide.

2.9–8.9%12-month forecast error, back-tested on two national MEPS panels
20%Year-one reduction assumed with Ruth; every report states it
12 moForecast horizon, updated from member searches in Ruth

See what your plan overpays

Claims compared to the payer's own published rates, highest and lowest in your market.

Run a ghost rate audit